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Welcome to the Carnglen Credit Union Limited website. We specialise in providing a safe place for savings and loans in our community.

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Whether you’re dreaming of an upgrade, a hybrid or your very first car – for a fair, flexible loan you won’t have to look far!

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Are you dreaming of making your nest bigger, brighter or warmer? Well the answer might be just around the corner!

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Providing loans to Members is one of the main functions of Carnglen Credit Union Limited we encourage you to manage your money carefully by structuring loans around your needs and your ability to repay.


Regular savings is a good idea and is recommended by Carnglen Credit Union Limited You might like to save for holidays, Christmas, Education or simply to put something by for that ‘Rainy Day’.


Carnglen Credit Union Limited also offers all eligible members insurance services. Some of these insurance services are paid for directly by the credit union and others are paid directly by the member.

Loan Calculator

** All figures given on this web site are for your general information only, and give a rough guide to loan repayments. Any statements on this web site do not purport to be authoritative or legally binding. You are advised to check with our offices for up-to-date rates and offers.

24 Months

**Information is correct as at 4/03/2021.
Whilst every care has been made in the production of this information, it is for illustrative purposes only and to give you an overview of the potential cost of borrowing at Carnglen Credit Union Ltd. It does not constitute a loan offer. This document is for illustrative purposes only, so as to give you, the borrower, an overview of the potential cost of borrowing and does not constitute an offer of finance or repayments.



Member Notice

Following due consideration and deliberation, the Board of Directors of Carnglen Credit Union Limited has reluctantly decided to introduce a monthly lodgement cap on shares of £500 per month per member, effective as of 1st May 2021. This decision...

New Website Goes Live

We are proud to launch our new website and we hope it will provide members with a better experience visiting the site.

Our Services

Why Choose Us

There are many great reasons to choose the Credit union. We pride ourselves in providing a wide range of services to our members and local community

Credit Unions Exist for their Members

Surplus income generated is returned to members by way of a dividend and/or is directed to improved or additional services required by the members.


We offer a great place to save for our members and you can set up a direct debit savings to provide a nice nest egg.

Help Other Members

Your savings contribute to your credit union’s loan fund. So your savings are helping other members.

Not for Profit

Credit Union is a local, not for profit financial institution. We specialise in providing a great place for savings and loans in our community.


Flexible financing and a range of different loan types available.

Other/ Services

Foreign Exchange

At Carnglen Credit Union Ltd we offer our members foreign exchange at 0% commission. We will usually have a stock of Euro (for large amounts please order) but for other currency we require 48 hrs notice.

Debit Card Payments

At Carnglen Credit Union Ltd we offer payments by debit card. This can be done in the office or by calling (028) 796 42918

Death Benefit Insurance

At Carnglen Credit Union Ltd we offer our members Death Benefit Insurance at no extra cost if they join before they reach the age of 70. On the event of the members death up to £2000 will be paid out in funeral expenses. (T’s& C’s Apply)

Oil Stamps

Here to Help


Joining is Easy! To be eligible for membership of Carnglen Credit Union Limited you must be living or working within our common bond area.

Managing Your Money

This year is yet another year that is delivering families and individuals some tough financial challenges.

Standard Rules

Click on the link above to view the Standard Rules 2015 for Credit unions


Get In Touch

Please get in touch with us below if you have any queries, wish to become a member or have a loan enquiry which we can assist you with.

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